Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Put It in a Letter A letter of instruction provides additional and more personal information regarding your estate. When Markets React When markets shift, experienced investors stick to their strategy. Countdown to College Preparing for college means setting goals, staying focused, and tackling a few key milestones along the way.